Smart Kid Saving Account

Is a type of account for parents who care about their child/children’s financial security. Smart Kid Account is the long term investment account that provided the great way to accumulate saving for their child/children to meet their future financial needs such as education, marriage, startup small business, etc. Moreover, AMK also offers life insurance for account holders without fee charge.
Product Attribute
Description
Currency

KHR/USD

Annual Interest Rate

Up to 3%

Term

Up to 17 years

Initial Deposit

KHR40,000/ USD10

Min Monthly Deposit

KHR40,000/ USD10

Account Ownership

ATM Card/Saving Paper Card

Withholding Tax

6% for resident 14% for non-resident

Account Opening

•     AMK Branches during business hours
•     AMK’s Staff during business hours
•     AMK Mobile Banking

Accessibility

Be able to operate in all AMK Channel such as៖
•     AMK Branches during business hours
•     AMK Agent
•     AMK Mobile Banking
•     ATM/CDM machine

Interest Payment

Interest is accrued daily based on ending balance end of day and paid automatically into account on closure account date

Withdrawal Condition

Withdrawal on maturity date or closure account

Benefits
Additional Service

No Fee Charged of other service such as ៖
•     Request Account Statement
•     ATM Card

Fee Charge

•     Free of charge on account opening and closing
•     Free of charge on annual ATM maintenance
•     The fee charge of dormant account which no activity for over 12 months will applied based on period of domancy
•     KHR8,000/$2 for new issuance of ATM card or account ownership if lost

Other benefit

Offer life insurance to the account holder for illness with the maximum up to USD5,000 and accident is 300% of the saving account balance in previous month end or maximum up to USD200,000.

Requirements
  • Customer (Resident/ Non-Resident) whose age from 18 years’ old
  • Original and valid identification documents such as National ID Card/ Passport/ Family Book/ Identity document issued by an official authority and other relevant documents as requested

Please visit one of our nearest branches to you and meet our staff who will guide you through the processes.

Contact us
023 220 202 or 1800 200 200 (No Fee Charge).
Terms and Conditions

AMK Mobile,
Your Digital Partner

AMK Mobile,
Your Digital Partner

AMK Mobile,
Your Digital Partner